Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,083,000 | 37,626,000 | 35,223,000 | 38,744,000 |
| Total loans | 24,581,000 | 25,095,000 | 24,737,000 | 23,820,000 |
| Allowance for loan losses | 374,000 | 315,000 | 322,000 | 874,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,177,000 | 3,364,000 | 3,261,000 | 2,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,221,000 | 33,672,000 | 31,209,000 | 35,488,000 |
| Interest-bearing deposits | 27,749,000 | 28,286,000 | 26,166,000 | 29,105,000 |
| Noninterest-bearing deposits | 5,472,000 | 5,386,000 | 5,043,000 | 6,383,000 |
| Equity capital | 3,332,000 | 3,366,000 | 3,441,000 | 2,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,374,000 | 2,053,000 | 2,708,000 |
| Interest expense | 349,000 | 715,000 | 1,042,000 | 1,319,000 |
| Net interest income | 331,000 | 659,000 | 1,011,000 | 1,389,000 |
| Noninterest income | 114,000 | 247,000 | 364,000 | 489,000 |
| Noninterest expense | 349,000 | 731,000 | 1,090,000 | 1,521,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 1,095,000 |
| Pretax income | 81,000 | 140,000 | 220,000 | -738,000 |
| Income tax | 30,000 | 55,000 | 60,000 | 60,000 |
| Net income | 51,000 | 85,000 | 160,000 | -798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,332,000 | 3,366,000 | 3,441,000 | 2,679,000 |
| Total capital | 3,518,000 | 3,555,000 | 3,623,000 | 2,957,000 |
| Risk-weighted assets | 14,703,000 | 15,017,000 | 14,417,000 | 21,668,000 |