Call reports 2026
FIRST SOUTHERN BANK — 2026
What FIRST SOUTHERN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 334,787,000 | 347,211,000 |
| Total loans | 221,639,000 | 226,475,000 |
| Allowance for loan losses | 2,058,000 | 2,013,000 |
| Securities available for sale | 2,039,000 | 1,831,000 |
| Securities held to maturity | 62,910,000 | 62,584,000 |
| Trading assets | 0 | 0 |
| Total deposits | 301,581,000 | 312,900,000 |
| Interest-bearing deposits | 200,916,000 | 209,654,000 |
| Noninterest-bearing deposits | 100,665,000 | 103,246,000 |
| Equity capital | 31,730,000 | 32,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,376,000 | 8,960,000 |
| Interest expense | 894,000 | 1,902,000 |
| Net interest income | 3,482,000 | 7,058,000 |
| Noninterest income | 329,000 | 691,000 |
| Noninterest expense | 2,786,000 | 5,649,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,025,000 | 2,100,000 |
| Income tax | 250,000 | 513,000 |
| Net income | 775,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,479,000 | 36,315,000 |
| Total capital | 37,696,000 | 38,487,000 |
| Risk-weighted assets | 239,943,000 | 244,252,000 |