Call report 2025Q4
FIRST SOUTHERN BANK — 2025Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,683,000 | USD | evidence → |
| Total loans | 231,389,000 | USD | evidence → |
| Allowance for loan losses | 2,061,000 | USD | evidence → |
| Securities available for sale | 2,154,000 | USD | evidence → |
| Securities held to maturity | 63,264,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 288,457,000 | USD | evidence → |
| Interest-bearing deposits | 188,213,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,244,000 | USD | evidence → |
| Equity capital | 30,849,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,805,000 | USD | evidence → |
| Interest expense | 3,769,000 | USD | evidence → |
| Net interest income | 14,036,000 | USD | evidence → |
| Noninterest income | 1,556,000 | USD | evidence → |
| Noninterest expense | 11,510,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 3,882,000 | USD | evidence → |
| Income tax | 939,000 | USD | evidence → |
| Net income | 2,943,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,680,000 | USD | evidence → |
| Total capital | 36,900,000 | USD | evidence → |
| Risk-weighted assets | 248,576,000 | USD | evidence → |