Call report 2023Q4
FIRST SOUTHERN BANK — 2023Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 306,814,000 | USD | evidence → |
| Total loans | 194,344,000 | USD | evidence → |
| Allowance for loan losses | 1,675,000 | USD | evidence → |
| Securities available for sale | 3,600,000 | USD | evidence → |
| Securities held to maturity | 68,548,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,808,000 | USD | evidence → |
| Interest-bearing deposits | 189,911,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,897,000 | USD | evidence → |
| Equity capital | 24,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,542,000 | USD | evidence → |
| Interest expense | 2,760,000 | USD | evidence → |
| Net interest income | 11,782,000 | USD | evidence → |
| Noninterest income | 1,261,000 | USD | evidence → |
| Noninterest expense | 10,394,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,649,000 | USD | evidence → |
| Income tax | 634,000 | USD | evidence → |
| Net income | 2,015,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,124,000 | USD | evidence → |
| Total capital | 30,958,000 | USD | evidence → |
| Risk-weighted assets | 217,014,000 | USD | evidence → |