Call reports 2018
FIRST SOUTHERN BANK — 2018
What FIRST SOUTHERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 113,516,000 | 110,463,000 | 106,241,000 | 101,399,000 |
| Total loans | 73,753,000 | 70,892,000 | 67,119,000 | 68,048,000 |
| Allowance for loan losses | 1,099,000 | 711,000 | 911,000 | 1,166,000 |
| Securities available for sale | 11,677,000 | 13,103,000 | 12,640,000 | 12,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,055,000 | 105,068,000 | 101,034,000 | 96,729,000 |
| Interest-bearing deposits | 79,187,000 | 76,773,000 | 74,024,000 | 72,561,000 |
| Noninterest-bearing deposits | 28,868,000 | 28,295,000 | 27,010,000 | 24,168,000 |
| Equity capital | 3,975,000 | 3,979,000 | 4,631,000 | 4,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,493,000 | 3,708,000 | 4,942,000 |
| Interest expense | 82,000 | 169,000 | 259,000 | 350,000 |
| Net interest income | 1,188,000 | 2,324,000 | 3,449,000 | 4,592,000 |
| Noninterest income | 335,000 | 600,000 | 761,000 | 829,000 |
| Noninterest expense | 1,255,000 | 2,586,000 | 3,764,000 | 5,028,000 |
| Provision for loan losses | 0 | -46,000 | -46,000 | 389,000 |
| Pretax income | 268,000 | 384,000 | 492,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 384,000 | 492,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,118,000 | 4,234,000 | 4,967,000 | 4,479,000 |
| Total capital | 5,145,000 | 4,945,000 | 5,878,000 | 5,421,000 |
| Risk-weighted assets | 82,088,000 | 79,130,000 | 74,829,000 | 75,152,000 |