Call reports 2017
FIRST SOUTHERN BANK — 2017
What FIRST SOUTHERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 109,141,000 | 105,366,000 | 105,033,000 | 104,199,000 |
| Total loans | 73,817,000 | 73,643,000 | 75,138,000 | 74,800,000 |
| Allowance for loan losses | 1,070,000 | 1,094,000 | 1,444,000 | 1,624,000 |
| Securities available for sale | 9,976,000 | 9,559,000 | 9,069,000 | 8,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,677,000 | 99,685,000 | 99,544,000 | 98,929,000 |
| Interest-bearing deposits | 77,744,000 | 74,347,000 | 73,419,000 | 73,820,000 |
| Noninterest-bearing deposits | 25,933,000 | 25,338,000 | 26,125,000 | 25,109,000 |
| Equity capital | 4,922,000 | 5,118,000 | 4,554,000 | 3,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,442,000 | 3,635,000 | 4,838,000 |
| Interest expense | 82,000 | 166,000 | 249,000 | 331,000 |
| Net interest income | 1,117,000 | 2,276,000 | 3,386,000 | 4,507,000 |
| Noninterest income | 278,000 | 664,000 | 899,000 | 1,186,000 |
| Noninterest expense | 1,244,000 | 2,653,000 | 4,335,000 | 6,278,000 |
| Provision for loan losses | 0 | 0 | 185,000 | 382,000 |
| Pretax income | 151,000 | 287,000 | -235,000 | -967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 287,000 | -235,000 | -967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,967,000 | 5,103,000 | 4,581,000 | 3,850,000 |
| Total capital | 5,975,000 | 6,099,000 | 5,599,000 | 4,874,000 |
| Risk-weighted assets | 80,542,000 | 79,618,000 | 81,010,000 | 81,311,000 |