Call reports 2009

FIRST SOUTHERN BANK — 2009

Name: FIRST SOUTHERN BANK — FFIEC call report 2009
Creator: FIRST SOUTHERN BANK

What FIRST SOUTHERN BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9c1403a5-b547-489e-8388-e4d4cee8d80a/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	163,153,000	157,067,000	160,827,000	164,674,000
Total loans	125,687,000	128,007,000	127,610,000	126,433,000
Allowance for loan losses	1,288,000	1,581,000	2,407,000	3,441,000
Securities available for sale	13,772,000	12,511,000	12,689,000	9,001,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	139,369,000	132,689,000	136,193,000	143,259,000
Interest-bearing deposits	118,935,000	117,004,000	118,674,000	122,294,000
Noninterest-bearing deposits	20,434,000	15,685,000	17,518,000	20,966,000
Equity capital	11,753,000	12,299,000	12,527,000	9,453,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,970,000	4,004,000	6,083,000	8,013,000
Interest expense	935,000	1,777,000	2,584,000	3,348,000
Net interest income	1,035,000	2,227,000	3,499,000	4,665,000
Noninterest income	249,000	543,000	852,000	1,047,000
Noninterest expense	1,191,000	2,549,000	3,676,000	4,865,000
Provision for loan losses	90,000	390,000	1,529,000	5,528,000
Pretax income	3,000	-169,000	-854,000	-4,640,000
Income tax	0	0	0	0
Net income	3,000	-169,000	-854,000	-4,640,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	11,651,000	12,178,000	12,192,000	9,292,000
Total capital	12,939,000	13,759,000	13,828,000	10,916,000
Risk-weighted assets	127,071,000	128,063,000	130,140,000	128,135,000