Call report 2004Q4
FIRST SOUTHERN BANK — 2004Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,538,000 | USD | evidence → |
| Total loans | 67,308,000 | USD | evidence → |
| Allowance for loan losses | 1,402,000 | USD | evidence → |
| Securities available for sale | 13,970,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,655,000 | USD | evidence → |
| Interest-bearing deposits | 65,901,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,754,000 | USD | evidence → |
| Equity capital | 7,344,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,275,000 | USD | evidence → |
| Interest expense | 1,216,000 | USD | evidence → |
| Net interest income | 4,059,000 | USD | evidence → |
| Noninterest income | 918,000 | USD | evidence → |
| Noninterest expense | 3,868,000 | USD | evidence → |
| Provision for loan losses | 682,000 | USD | evidence → |
| Pretax income | 424,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,072,000 | USD | evidence → |
| Total capital | 7,987,000 | USD | evidence → |
| Risk-weighted assets | 72,677,000 | USD | evidence → |