Call reports 2001
FIRST SOUTHERN BANK — 2001
What FIRST SOUTHERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,494,000 | 97,170,000 | 99,154,000 | 101,885,000 |
| Total loans | 76,496,000 | 77,940,000 | 77,939,000 | 80,814,000 |
| Allowance for loan losses | 1,323,000 | 1,577,000 | 1,635,000 | 1,559,000 |
| Securities available for sale | 10,126,000 | 10,654,000 | 13,209,000 | 12,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,915,000 | 90,012,000 | 90,841,000 | 92,120,000 |
| Interest-bearing deposits | 76,777,000 | 79,713,000 | 79,819,000 | 78,942,000 |
| Noninterest-bearing deposits | 11,138,000 | 10,299,000 | 11,022,000 | 13,178,000 |
| Equity capital | 6,697,000 | 6,284,000 | 7,466,000 | 6,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,146,000 | 4,169,000 | 5,996,000 | 7,849,000 |
| Interest expense | 1,145,000 | 2,223,000 | 3,225,000 | 4,083,000 |
| Net interest income | 1,001,000 | 1,946,000 | 2,771,000 | 3,766,000 |
| Noninterest income | 220,000 | 434,000 | 639,000 | 839,000 |
| Noninterest expense | 836,000 | 1,644,000 | 2,514,000 | 3,509,000 |
| Provision for loan losses | 45,000 | 720,000 | 765,000 | 1,156,000 |
| Pretax income | 340,000 | 16,000 | 131,000 | -58,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 340,000 | 16,000 | 131,000 | -58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,446,000 | 5,991,000 | 7,086,000 | 6,869,000 |
| Total capital | 7,450,000 | 7,022,000 | 8,123,000 | 7,946,000 |
| Risk-weighted assets | 79,995,000 | 81,956,000 | 82,142,000 | 85,781,000 |