Call reports 2025
GOLDMAN SACHS BANK USA — 2025
What GOLDMAN SACHS BANK USA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 598,460,000,000 | 625,410,000,000 | 644,020,000,000 | 644,997,000,000 |
| Total loans | 200,742,000,000 | 208,201,000,000 | 214,154,000,000 | 228,046,000,000 |
| Allowance for loan losses | 3,744,000,000 | 3,771,000,000 | 3,803,000,000 | 1,470,000,000 |
| Securities available for sale | 39,695,000,000 | 52,344,000,000 | 54,681,000,000 | 52,795,000,000 |
| Securities held to maturity | 35,584,000,000 | 33,351,000,000 | 37,629,000,000 | 35,698,000,000 |
| Trading assets | 119,841,000,000 | 123,642,000,000 | 133,238,000,000 | 124,190,000,000 |
| Total deposits | 386,866,000,000 | 390,220,000,000 | 405,207,000,000 | 418,796,000,000 |
| Interest-bearing deposits | 386,692,000,000 | 390,101,000,000 | 405,095,000,000 | 418,687,000,000 |
| Noninterest-bearing deposits | 174,000,000 | 119,000,000 | 112,000,000 | 109,000,000 |
| Equity capital | 65,748,000,000 | 65,578,000,000 | 65,503,000,000 | 65,331,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,533,000,000 | 15,459,000,000 | 23,920,000,000 | 31,970,000,000 |
| Interest expense | 5,105,000,000 | 10,322,000,000 | 15,858,000,000 | 21,183,000,000 |
| Net interest income | 2,428,000,000 | 5,137,000,000 | 8,062,000,000 | 10,787,000,000 |
| Noninterest income | 2,618,000,000 | 4,811,000,000 | 7,046,000,000 | 7,120,000,000 |
| Noninterest expense | 1,635,000,000 | 3,351,000,000 | 5,073,000,000 | 7,021,000,000 |
| Provision for loan losses | 266,000,000 | 619,000,000 | 947,000,000 | -1,071,000,000 |
| Pretax income | 3,103,000,000 | 5,889,000,000 | 8,942,000,000 | 11,882,000,000 |
| Income tax | 767,000,000 | 1,512,000,000 | 2,333,000,000 | 3,143,000,000 |
| Net income | 2,335,000,000 | 4,376,000,000 | 6,607,000,000 | 8,737,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,476,000,000 | 64,286,000,000 | 64,251,000,000 | 64,071,000,000 |
| Total capital | 68,793,000,000 | 68,647,000,000 | 68,705,000,000 | 66,123,000,000 |
| Risk-weighted assets | 386,736,610,000 | 395,061,393,000 | 404,962,000,000 | 409,796,000,000 |