Call reports 2020
GOLDMAN SACHS BANK USA — 2020
What GOLDMAN SACHS BANK USA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 254,668,000,000 | 282,583,000,000 | 277,943,000,000 | 271,652,000,000 |
| Total loans | 105,466,000,000 | 94,859,000,000 | 88,748,000,000 | 93,550,000,000 |
| Allowance for loan losses | 1,891,000,000 | 2,541,000,000 | 2,367,000,000 | 2,523,000,000 |
| Securities available for sale | 6,185,000,000 | 20,975,000,000 | 26,674,000,000 | 30,192,000,000 |
| Securities held to maturity | 1,497,000,000 | 1,497,000,000 | 1,498,000,000 | 998,000,000 |
| Trading assets | 58,703,000,000 | 74,297,000,000 | 57,501,000,000 | 62,838,000,000 |
| Total deposits | 180,215,000,000 | 220,731,000,000 | 218,776,000,000 | 217,310,000,000 |
| Interest-bearing deposits | 180,207,000,000 | 220,722,000,000 | 218,767,000,000 | 217,302,000,000 |
| Noninterest-bearing deposits | 8,000,000 | 9,000,000 | 9,000,000 | 8,000,000 |
| Equity capital | 29,518,000,000 | 29,353,000,000 | 29,842,000,000 | 30,020,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000,000 | 3,099,000,000 | 4,258,000,000 | 5,405,000,000 |
| Interest expense | 974,000,000 | 1,610,000,000 | 2,085,000,000 | 2,459,000,000 |
| Net interest income | 811,000,000 | 1,489,000,000 | 2,173,000,000 | 2,946,000,000 |
| Noninterest income | 805,000,000 | 1,681,000,000 | 2,329,000,000 | 2,620,000,000 |
| Noninterest expense | 644,000,000 | 1,428,000,000 | 2,113,000,000 | 2,588,000,000 |
| Provision for loan losses | 627,000,000 | 1,550,000,000 | 1,532,000,000 | 1,834,000,000 |
| Pretax income | 345,000,000 | 192,000,000 | 857,000,000 | 1,144,000,000 |
| Income tax | 77,000,000 | 28,000,000 | 181,000,000 | 238,000,000 |
| Net income | 268,000,000 | 163,000,000 | 675,000,000 | 905,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,760,000,000 | 29,925,000,000 | 30,441,000,000 | 30,656,000,000 |
| Total capital | 35,470,000,000 | 36,221,000,000 | 36,676,000,000 | 36,944,000,000 |
| Risk-weighted assets | 272,751,660,000 | 267,192,660,000 | 247,064,180,000 | 276,158,120,000 |