Call reports 2016
GOLDMAN SACHS BANK USA — 2016
What GOLDMAN SACHS BANK USA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,403,000,000 | 160,666,000,000 | 158,429,000,000 | 159,116,000,000 |
| Total loans | 50,197,000,000 | 47,787,000,000 | 48,049,000,000 | 47,215,000,000 |
| Allowance for loan losses | 250,000,000 | 236,000,000 | 218,000,000 | 219,000,000 |
| Securities available for sale | 0 | 0 | 0 | 49,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 28,532,000,000 | 25,720,000,000 | 27,004,000,000 | 25,581,000,000 |
| Total deposits | 92,800,000,000 | 113,714,000,000 | 111,497,000,000 | 114,789,000,000 |
| Interest-bearing deposits | 92,798,000,000 | 113,713,000,000 | 111,481,000,000 | 114,781,000,000 |
| Noninterest-bearing deposits | 2,000,000 | 1,000,000 | 16,000,000 | 8,000,000 |
| Equity capital | 23,497,000,000 | 23,888,000,000 | 24,261,000,000 | 24,609,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 635,000,000 | 1,302,000,000 | 1,979,000,000 | 2,704,000,000 |
| Interest expense | 244,000,000 | 526,000,000 | 818,000,000 | 1,154,000,000 |
| Net interest income | 391,000,000 | 776,000,000 | 1,161,000,000 | 1,550,000,000 |
| Noninterest income | 475,000,000 | 919,000,000 | 1,336,000,000 | 1,844,000,000 |
| Noninterest expense | 287,000,000 | 561,000,000 | 841,000,000 | 1,179,000,000 |
| Provision for loan losses | 78,000,000 | 64,000,000 | 46,000,000 | 54,000,000 |
| Pretax income | 501,000,000 | 1,070,000,000 | 1,610,000,000 | 2,161,000,000 |
| Income tax | 179,000,000 | 357,000,000 | 517,000,000 | 703,000,000 |
| Net income | 321,000,000 | 712,000,000 | 1,091,000,000 | 1,456,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,333,000,000 | 23,727,000,000 | 24,121,000,000 | 24,485,000,000 |
| Total capital | 25,757,000,000 | 26,133,000,000 | 26,502,000,000 | 26,867,000,000 |
| Risk-weighted assets | 206,858,180,000 | 194,973,520,000 | 194,628,960,000 | 204,231,660,000 |