Call reports 2015
GOLDMAN SACHS BANK USA — 2015
What GOLDMAN SACHS BANK USA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 127,771,000,000 | 122,681,000,000 | 127,605,000,000 | 134,695,000,000 |
| Total loans | 42,262,000,000 | 44,563,000,000 | 47,272,000,000 | 47,899,000,000 |
| Allowance for loan losses | 140,000,000 | 141,000,000 | 158,000,000 | 189,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 27,309,000,000 | 25,139,000,000 | 29,106,000,000 | 26,250,000,000 |
| Total deposits | 77,000,000,000 | 77,840,000,000 | 80,730,000,000 | 88,134,000,000 |
| Interest-bearing deposits | 76,998,000,000 | 77,838,000,000 | 80,714,000,000 | 88,129,000,000 |
| Noninterest-bearing deposits | 2,000,000 | 2,000,000 | 16,000,000 | 5,000,000 |
| Equity capital | 21,815,000,000 | 22,208,000,000 | 22,677,000,000 | 23,185,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 483,000,000 | 963,000,000 | 1,491,000,000 | 2,049,000,000 |
| Interest expense | 124,000,000 | 282,000,000 | 458,000,000 | 623,000,000 |
| Net interest income | 359,000,000 | 681,000,000 | 1,033,000,000 | 1,426,000,000 |
| Noninterest income | 438,000,000 | 980,000,000 | 1,616,000,000 | 1,983,000,000 |
| Noninterest expense | 260,000,000 | 519,000,000 | 736,000,000 | 891,000,000 |
| Provision for loan losses | 3,000,000 | 5,000,000 | 22,000,000 | 53,000,000 |
| Pretax income | 534,000,000 | 1,137,000,000 | 1,891,000,000 | 2,465,000,000 |
| Income tax | 221,000,000 | 430,000,000 | 714,000,000 | 780,000,000 |
| Net income | 312,000,000 | 705,000,000 | 1,174,000,000 | 1,682,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,621,000,000 | 21,988,000,000 | 22,482,000,000 | 23,017,000,000 |
| Total capital | 23,821,000,000 | 24,210,000,000 | 24,751,000,000 | 25,328,000,000 |
| Risk-weighted assets | 202,200,020,000 | 208,221,080,000 | 203,253,800,000 | 202,196,820,000 |