Call reports 2001
BENNETT STATE BANK — 2001
What BENNETT STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,562,000 | 36,032,000 | 37,366,000 | 38,705,000 |
| Total loans | 22,651,000 | 22,807,000 | 22,776,000 | 21,259,000 |
| Allowance for loan losses | 301,000 | 315,000 | 370,000 | 352,000 |
| Securities available for sale | 10,679,000 | 10,404,000 | 10,123,000 | 10,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,698,000 | 32,029,000 | 33,252,000 | 34,638,000 |
| Interest-bearing deposits | 29,660,000 | 30,156,000 | 31,166,000 | 31,985,000 |
| Noninterest-bearing deposits | 2,038,000 | 1,873,000 | 2,086,000 | 2,653,000 |
| Equity capital | 3,505,000 | 3,588,000 | 3,733,000 | 3,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,293,000 | 1,931,000 | 2,561,000 |
| Interest expense | 380,000 | 755,000 | 1,121,000 | 1,463,000 |
| Net interest income | 271,000 | 538,000 | 810,000 | 1,098,000 |
| Noninterest income | 22,000 | 55,000 | 91,000 | 120,000 |
| Noninterest expense | 151,000 | 305,000 | 468,000 | 664,000 |
| Provision for loan losses | 15,000 | 30,000 | 85,000 | 85,000 |
| Pretax income | 127,000 | 258,000 | 348,000 | 469,000 |
| Income tax | 37,000 | 73,000 | 98,000 | 128,000 |
| Net income | 90,000 | 185,000 | 250,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,205,000 | 3,305,000 | 3,373,000 | 3,468,000 |
| Total capital | 3,428,000 | 3,588,000 | 3,657,000 | 3,736,000 |
| Risk-weighted assets | 17,704,000 | 22,595,000 | 22,674,000 | 21,422,000 |