Call reports 2011
FIRST WESTERN BANK & TRUST — 2011
What FIRST WESTERN BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 44,030,000 | 43,062,000 |
| Total loans | 31,397,000 | 31,242,000 |
| Allowance for loan losses | 431,000 | 461,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 737,000 | 737,000 |
| Trading assets | 0 | 0 |
| Total deposits | 32,385,000 | 32,225,000 |
| Interest-bearing deposits | 31,752,000 | 31,132,000 |
| Noninterest-bearing deposits | 632,000 | 1,093,000 |
| Equity capital | 9,626,000 | 9,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 478,000 | 963,000 |
| Interest expense | 140,000 | 266,000 |
| Net interest income | 338,000 | 697,000 |
| Noninterest income | 7,000 | 16,000 |
| Noninterest expense | 271,000 | 577,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 44,000 | 76,000 |
| Income tax | 16,000 | 27,000 |
| Net income | 28,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 9,626,000 | 9,647,000 |
| Total capital | 10,057,000 | 10,103,000 |
| Risk-weighted assets | 36,822,000 | 36,473,000 |