Call reports 2009
FIRST WESTERN BANK & TRUST — 2009
What FIRST WESTERN BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,448,000 | 37,361,000 | 40,492,000 | 40,408,000 |
| Total loans | 29,742,000 | 30,073,000 | 31,569,000 | 36,572,000 |
| Allowance for loan losses | 729,000 | 801,000 | 1,576,000 | 1,648,000 |
| Securities available for sale | 2,302,000 | 2,186,000 | 1,976,000 | 962,000 |
| Securities held to maturity | 1,224,000 | 734,000 | 735,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,558,000 | 24,569,000 | 27,306,000 | 27,278,000 |
| Interest-bearing deposits | 23,198,000 | 24,013,000 | 26,766,000 | 26,612,000 |
| Noninterest-bearing deposits | 361,000 | 555,000 | 540,000 | 666,000 |
| Equity capital | 9,731,000 | 9,671,000 | 10,149,000 | 10,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 903,000 | 1,326,000 | 1,779,000 |
| Interest expense | 208,000 | 417,000 | 604,000 | 779,000 |
| Net interest income | 243,000 | 486,000 | 722,000 | 1,000,000 |
| Noninterest income | 7,000 | 9,000 | 19,000 | 24,000 |
| Noninterest expense | 271,000 | 546,000 | 846,000 | 1,126,000 |
| Provision for loan losses | 344,000 | 416,000 | 1,191,000 | 1,263,000 |
| Pretax income | -365,000 | -467,000 | -1,296,000 | -1,365,000 |
| Income tax | -124,000 | -168,000 | -476,000 | -499,000 |
| Net income | -241,000 | -299,000 | -820,000 | -866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,727,000 | 9,667,000 | 10,147,000 | 10,101,000 |
| Total capital | 10,150,000 | 10,091,000 | 10,598,000 | 10,601,000 |
| Risk-weighted assets | 33,568,000 | 33,529,000 | 34,887,000 | 38,747,000 |