Call reports 2007
FIRST WESTERN BANK & TRUST — 2007
What FIRST WESTERN BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 12,023,000 | 14,830,000 | 17,017,000 | 17,278,000 |
| Total loans | 3,014,000 | 6,757,000 | 8,357,000 | 13,457,000 |
| Allowance for loan losses | 38,000 | 82,000 | 95,000 | 159,000 |
| Securities available for sale | 2,209,000 | 1,666,000 | 1,232,000 | 1,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,016,000 | 4,853,000 | 7,027,000 | 7,346,000 |
| Interest-bearing deposits | 1,779,000 | 4,570,000 | 6,907,000 | 7,218,000 |
| Noninterest-bearing deposits | 236,000 | 282,000 | 120,000 | 128,000 |
| Equity capital | 9,976,000 | 9,919,000 | 9,859,000 | 9,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 344,000 | 582,000 | 850,000 |
| Interest expense | 20,000 | 53,000 | 132,000 | 225,000 |
| Net interest income | 125,000 | 291,000 | 450,000 | 625,000 |
| Noninterest income | 0 | 0 | 2,000 | 6,000 |
| Noninterest expense | 196,000 | 405,000 | 651,000 | 963,000 |
| Provision for loan losses | 14,000 | 58,000 | 75,000 | 139,000 |
| Pretax income | -85,000 | -172,000 | -274,000 | -471,000 |
| Income tax | -32,000 | -65,000 | -102,000 | -179,000 |
| Net income | -53,000 | -107,000 | -172,000 | -292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,976,000 | 9,922,000 | 9,856,000 | 9,736,000 |
| Total capital | 10,014,000 | 10,004,000 | 9,951,000 | 9,895,000 |
| Risk-weighted assets | 5,566,000 | 9,142,000 | 10,590,000 | 14,799,000 |