Call report 2019Q3
HOWARD BANK — 2019Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,293,098,000 | USD | evidence → |
| Total loans | 1,776,593,000 | USD | evidence → |
| Allowance for loan losses | 9,598,000 | USD | evidence → |
| Securities available for sale | 164,026,000 | USD | evidence → |
| Securities held to maturity | 9,750,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,666,043,000 | USD | evidence → |
| Interest-bearing deposits | 1,213,074,000 | USD | evidence → |
| Noninterest-bearing deposits | 452,969,000 | USD | evidence → |
| Equity capital | 326,663,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 68,881,000 | USD | evidence → |
| Interest expense | 15,524,000 | USD | evidence → |
| Net interest income | 53,357,000 | USD | evidence → |
| Noninterest income | 14,394,000 | USD | evidence → |
| Noninterest expense | 48,877,000 | USD | evidence → |
| Provision for loan losses | 3,443,000 | USD | evidence → |
| Pretax income | 16,089,000 | USD | evidence → |
| Income tax | 3,696,000 | USD | evidence → |
| Net income | 12,393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 219,144,000 | USD | evidence → |
| Total capital | 228,742,000 | USD | evidence → |
| Risk-weighted assets | 1,840,955,000 | USD | evidence → |