Call report 2018Q4
HOWARD BANK — 2018Q4
The 22 measures HOWARD BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,266,082,000 | USD | evidence → |
| Total loans | 1,671,012,000 | USD | evidence → |
| Allowance for loan losses | 9,873,000 | USD | evidence → |
| Securities available for sale | 223,858,000 | USD | evidence → |
| Securities held to maturity | 9,250,000 | USD | evidence → |
| Trading assets | 102,000 | USD | evidence → |
| Total deposits | 1,692,453,000 | USD | evidence → |
| Interest-bearing deposits | 1,256,606,000 | USD | evidence → |
| Noninterest-bearing deposits | 435,847,000 | USD | evidence → |
| Equity capital | 316,771,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,389,000 | USD | evidence → |
| Interest expense | 13,390,000 | USD | evidence → |
| Net interest income | 66,999,000 | USD | evidence → |
| Noninterest income | 17,935,000 | USD | evidence → |
| Noninterest expense | 82,514,000 | USD | evidence → |
| Provision for loan losses | 6,091,000 | USD | evidence → |
| Pretax income | -4,035,000 | USD | evidence → |
| Income tax | -721,000 | USD | evidence → |
| Net income | -3,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 202,226,000 | USD | evidence → |
| Total capital | 212,099,000 | USD | evidence → |
| Risk-weighted assets | 1,797,624,000 | USD | evidence → |