Call report 2017Q4
HOWARD BANK — 2017Q4
The 22 measures HOWARD BANK reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,150,216,000 | USD | evidence → |
| Total loans | 978,761,000 | USD | evidence → |
| Allowance for loan losses | 6,159,000 | USD | evidence → |
| Securities available for sale | 74,256,000 | USD | evidence → |
| Securities held to maturity | 9,250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 879,411,000 | USD | evidence → |
| Interest-bearing deposits | 645,769,000 | USD | evidence → |
| Noninterest-bearing deposits | 233,642,000 | USD | evidence → |
| Equity capital | 121,374,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,025,000 | USD | evidence → |
| Interest expense | 4,902,000 | USD | evidence → |
| Net interest income | 38,123,000 | USD | evidence → |
| Noninterest income | 18,955,000 | USD | evidence → |
| Noninterest expense | 44,067,000 | USD | evidence → |
| Provision for loan losses | 1,831,000 | USD | evidence → |
| Pretax income | 11,180,000 | USD | evidence → |
| Income tax | 3,501,000 | USD | evidence → |
| Net income | 7,679,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 118,860,000 | USD | evidence → |
| Total capital | 125,019,000 | USD | evidence → |
| Risk-weighted assets | 1,008,995,000 | USD | evidence → |