Call report 2011Q1
HOWARD BANK — 2011Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 305,340,000 | USD | evidence → |
| Total loans | 251,235,000 | USD | evidence → |
| Allowance for loan losses | 3,806,000 | USD | evidence → |
| Securities available for sale | 18,204,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 243,870,000 | USD | evidence → |
| Interest-bearing deposits | 190,680,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,190,000 | USD | evidence → |
| Equity capital | 28,972,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,533,000 | USD | evidence → |
| Interest expense | 508,000 | USD | evidence → |
| Net interest income | 3,025,000 | USD | evidence → |
| Noninterest income | -9,000 | USD | evidence → |
| Noninterest expense | 2,259,000 | USD | evidence → |
| Provision for loan losses | 112,000 | USD | evidence → |
| Pretax income | 645,000 | USD | evidence → |
| Income tax | 247,000 | USD | evidence → |
| Net income | 398,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,205,000 | USD | evidence → |
| Total capital | 31,435,000 | USD | evidence → |
| Risk-weighted assets | 257,795,000 | USD | evidence → |