Call report 2006Q2
HOWARD BANK — 2006Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,594,000 | USD | evidence → |
| Total loans | 96,684,000 | USD | evidence → |
| Allowance for loan losses | 1,083,000 | USD | evidence → |
| Securities available for sale | 13,792,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,427,000 | USD | evidence → |
| Interest-bearing deposits | 85,979,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,448,000 | USD | evidence → |
| Equity capital | 17,400,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,261,000 | USD | evidence → |
| Interest expense | 1,255,000 | USD | evidence → |
| Net interest income | 2,006,000 | USD | evidence → |
| Noninterest income | 91,000 | USD | evidence → |
| Noninterest expense | 2,304,000 | USD | evidence → |
| Provision for loan losses | 307,000 | USD | evidence → |
| Pretax income | -514,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -514,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,476,000 | USD | evidence → |
| Total capital | 18,559,000 | USD | evidence → |
| Risk-weighted assets | 100,310,000 | USD | evidence → |