Call reports 2024
FOURTH CAPITAL BANK — 2024
What FOURTH CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Total assets | 522,754,000 | 516,516,000 |
| Total loans | 399,328,000 | 384,802,000 |
| Allowance for loan losses | 4,955,000 | 4,833,000 |
| Securities available for sale | 56,639,000 | 56,777,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 458,444,000 | 450,878,000 |
| Interest-bearing deposits | 408,294,000 | 406,079,000 |
| Noninterest-bearing deposits | 50,150,000 | 44,799,000 |
| Equity capital | 50,160,000 | 50,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Interest income | 7,990,000 | 15,952,000 |
| Interest expense | 4,173,000 | 8,285,000 |
| Net interest income | 3,817,000 | 7,667,000 |
| Noninterest income | 212,000 | 479,000 |
| Noninterest expense | 3,627,000 | 7,816,000 |
| Provision for loan losses | 40,000 | 40,000 |
| Pretax income | 362,000 | 291,000 |
| Income tax | 23,000 | 18,000 |
| Net income | 339,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Tier 1 capital | 54,152,000 | 54,085,000 |
| Total capital | 59,545,000 | 59,356,000 |
| Risk-weighted assets | 460,499,000 | 438,658,000 |