Call reports 2022
FOURTH CAPITAL BANK — 2022
What FOURTH CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 429,196,000 | 445,518,000 | 439,658,000 | 468,184,000 |
| Total loans | 330,746,000 | 329,179,000 | 322,109,000 | 352,568,000 |
| Allowance for loan losses | 3,421,000 | 3,441,000 | 3,494,000 | 3,797,000 |
| Securities available for sale | 49,337,000 | 60,805,000 | 64,590,000 | 69,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,523,000 | 406,471,000 | 395,257,000 | 399,079,000 |
| Interest-bearing deposits | 309,511,000 | 314,313,000 | 314,429,000 | 321,606,000 |
| Noninterest-bearing deposits | 79,012,000 | 92,158,000 | 80,828,000 | 77,473,000 |
| Equity capital | 38,637,000 | 36,744,000 | 41,958,000 | 39,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,334,000 | 8,972,000 | 14,233,000 | 19,713,000 |
| Interest expense | 314,000 | 739,000 | 1,463,000 | 2,767,000 |
| Net interest income | 4,020,000 | 8,233,000 | 12,770,000 | 16,946,000 |
| Noninterest income | 308,000 | 702,000 | 1,253,000 | 1,561,000 |
| Noninterest expense | 4,297,000 | 8,321,000 | 12,638,000 | 16,884,000 |
| Provision for loan losses | 380,000 | 456,000 | 714,000 | 1,139,000 |
| Pretax income | -635,000 | -119,000 | 352,000 | -1,786,000 |
| Income tax | -36,000 | 2,000 | 33,000 | -102,000 |
| Net income | -599,000 | -121,000 | 319,000 | -1,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,226,000 | 39,704,000 | 46,019,000 | 43,896,000 |