Call reports 2021
FOURTH CAPITAL BANK — 2021
What FOURTH CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 338,069,000 | 367,457,000 | 391,548,000 | 398,210,000 |
| Total loans | 265,237,000 | 289,242,000 | 298,571,000 | 314,805,000 |
| Allowance for loan losses | 2,868,000 | 2,877,000 | 2,927,000 | 3,253,000 |
| Securities available for sale | 32,660,000 | 39,472,000 | 37,902,000 | 45,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,743,000 | 312,044,000 | 336,553,000 | 354,733,000 |
| Interest-bearing deposits | 227,597,000 | 245,554,000 | 267,612,000 | 280,818,000 |
| Noninterest-bearing deposits | 62,146,000 | 66,490,000 | 68,941,000 | 73,915,000 |
| Equity capital | 32,521,000 | 32,847,000 | 36,160,000 | 40,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 7,368,000 | 11,545,000 | 16,362,000 |
| Interest expense | 346,000 | 648,000 | 964,000 | 1,266,000 |
| Net interest income | 2,994,000 | 6,720,000 | 10,581,000 | 15,096,000 |
| Noninterest income | 247,000 | 590,000 | 1,050,000 | 1,390,000 |
| Noninterest expense | 3,685,000 | 7,554,000 | 11,607,000 | 15,561,000 |
| Provision for loan losses | 0 | 184,000 | 496,000 | 925,000 |
| Pretax income | -444,000 | -428,000 | -268,000 | 183,000 |
| Income tax | -28,000 | -27,000 | -17,000 | 19,000 |
| Net income | -416,000 | -401,000 | -251,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,245,000 | 32,258,000 | 35,409,000 | 39,825,000 |