Call reports 2025
KILLBUCK SAVINGS BANK COMPANY, THE — 2025
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 888,287,000 | 888,294,000 | 885,140,000 | 914,550,000 |
| Total loans | 541,472,000 | 543,970,000 | 548,495,000 | 575,851,000 |
| Allowance for loan losses | 4,805,000 | 4,893,000 | 4,957,000 | 5,054,000 |
| Securities available for sale | 204,878,000 | 204,034,000 | 193,806,000 | 196,299,000 |
| Securities held to maturity | 65,581,000 | 65,874,000 | 66,166,000 | 66,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 737,906,000 | 746,579,000 | 753,656,000 | 774,884,000 |
| Interest-bearing deposits | 597,835,000 | 603,125,000 | 617,791,000 | 630,964,000 |
| Noninterest-bearing deposits | 140,071,000 | 143,454,000 | 135,865,000 | 143,920,000 |
| Equity capital | 64,399,000 | 70,686,000 | 74,597,000 | 77,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,954,000 | 20,250,000 | 30,692,000 | 41,439,000 |
| Interest expense | 3,451,000 | 6,932,000 | 10,213,000 | 13,438,000 |
| Net interest income | 6,503,000 | 13,318,000 | 20,479,000 | 28,001,000 |
| Noninterest income | 820,000 | 2,227,000 | 3,208,000 | 4,172,000 |
| Noninterest expense | 4,688,000 | 9,551,000 | 14,372,000 | 19,200,000 |
| Provision for loan losses | 73,000 | 151,000 | 229,000 | 337,000 |
| Pretax income | 2,562,000 | 5,844,000 | 9,047,000 | 12,507,000 |
| Income tax | 462,000 | 983,000 | 1,565,000 | 2,237,000 |
| Net income | 2,100,000 | 4,861,000 | 7,482,000 | 10,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,608,000 | 82,570,000 | 85,190,000 | 86,278,000 |
| Total capital | 83,512,000 | 87,562,000 | 90,287,000 | 91,562,000 |
| Risk-weighted assets | 610,541,000 | 627,529,000 | 629,911,000 | 660,814,000 |