Call reports 2022
KILLBUCK SAVINGS BANK COMPANY, THE — 2022
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 750,735,000 | 770,970,000 | 785,399,000 | 812,493,000 |
| Total loans | 386,211,000 | 414,886,000 | 437,943,000 | 460,604,000 |
| Allowance for loan losses | 3,804,000 | 3,827,000 | 3,896,000 | 4,040,000 |
| Securities available for sale | 223,039,000 | 213,013,000 | 199,184,000 | 198,747,000 |
| Securities held to maturity | 71,062,000 | 72,140,000 | 72,746,000 | 71,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,415,000 | 698,386,000 | 698,579,000 | 707,472,000 |
| Interest-bearing deposits | 467,156,000 | 441,179,000 | 438,868,000 | 435,419,000 |
| Noninterest-bearing deposits | 224,259,000 | 257,207,000 | 259,711,000 | 272,053,000 |
| Equity capital | 52,700,000 | 47,389,000 | 41,690,000 | 45,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,920,000 | 10,243,000 | 16,318,000 | 23,237,000 |
| Interest expense | 369,000 | 755,000 | 1,322,000 | 2,249,000 |
| Net interest income | 4,551,000 | 9,488,000 | 14,996,000 | 20,988,000 |
| Noninterest income | 794,000 | 1,634,000 | 2,504,000 | 3,271,000 |
| Noninterest expense | 3,758,000 | 7,783,000 | 11,674,000 | 15,692,000 |
| Provision for loan losses | 32,000 | 64,000 | 142,000 | 295,000 |
| Pretax income | 1,580,000 | 3,318,000 | 5,752,000 | 8,340,000 |
| Income tax | 233,000 | 523,000 | 955,000 | 1,425,000 |
| Net income | 1,347,000 | 2,795,000 | 4,797,000 | 6,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,867,000 | 66,075,000 | 67,878,000 | 68,746,000 |
| Total capital | 69,671,000 | 69,902,000 | 71,774,000 | 72,786,000 |
| Risk-weighted assets | 491,089,000 | 515,747,000 | 539,663,000 | 560,194,000 |