Call reports 2021
KILLBUCK SAVINGS BANK COMPANY, THE — 2021
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 709,539,000 | 720,858,000 | 744,253,000 | 758,613,000 |
| Total loans | 349,185,000 | 349,261,000 | 353,543,000 | 367,132,000 |
| Allowance for loan losses | 3,766,000 | 3,818,000 | 3,791,000 | 3,783,000 |
| Securities available for sale | 172,088,000 | 206,981,000 | 219,497,000 | 237,898,000 |
| Securities held to maturity | 57,356,000 | 65,805,000 | 68,615,000 | 67,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,655,000 | 647,073,000 | 670,473,000 | 687,020,000 |
| Interest-bearing deposits | 394,190,000 | 409,753,000 | 430,266,000 | 439,807,000 |
| Noninterest-bearing deposits | 241,465,000 | 237,320,000 | 240,207,000 | 247,213,000 |
| Equity capital | 63,773,000 | 64,833,000 | 65,597,000 | 64,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,944,000 | 9,626,000 | 14,426,000 | 19,329,000 |
| Interest expense | 551,000 | 1,096,000 | 1,628,000 | 2,074,000 |
| Net interest income | 4,393,000 | 8,530,000 | 12,798,000 | 17,255,000 |
| Noninterest income | 748,000 | 1,484,000 | 2,315,000 | 3,161,000 |
| Noninterest expense | 3,480,000 | 6,907,000 | 10,540,000 | 14,215,000 |
| Provision for loan losses | 32,000 | 63,000 | 64,000 | 66,000 |
| Pretax income | 1,669,000 | 3,345,000 | 4,975,000 | 6,639,000 |
| Income tax | 286,000 | 572,000 | 846,000 | 1,123,000 |
| Net income | 1,383,000 | 2,773,000 | 4,129,000 | 5,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,186,000 | 63,577,000 | 64,933,000 | 65,020,000 |
| Total capital | 66,952,000 | 67,395,000 | 68,724,000 | 68,803,000 |
| Risk-weighted assets | 438,896,000 | 429,906,000 | 444,937,000 | 462,668,000 |