Call reports 2019
KILLBUCK SAVINGS BANK COMPANY, THE — 2019
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 537,456,000 | 538,727,000 | 557,661,000 | 565,564,000 |
| Total loans | 374,585,000 | 375,738,000 | 369,321,000 | 363,387,000 |
| Allowance for loan losses | 3,596,000 | 3,293,000 | 3,369,000 | 3,404,000 |
| Securities available for sale | 61,827,000 | 63,405,000 | 80,024,000 | 103,244,000 |
| Securities held to maturity | 43,393,000 | 44,553,000 | 44,572,000 | 42,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,212,000 | 459,658,000 | 482,803,000 | 491,205,000 |
| Interest-bearing deposits | 300,791,000 | 297,542,000 | 308,296,000 | 309,039,000 |
| Noninterest-bearing deposits | 148,421,000 | 162,116,000 | 174,507,000 | 182,166,000 |
| Equity capital | 61,835,000 | 63,544,000 | 59,939,000 | 60,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,483,000 | 11,235,000 | 16,974,000 | 22,526,000 |
| Interest expense | 628,000 | 1,314,000 | 2,032,000 | 2,757,000 |
| Net interest income | 4,855,000 | 9,921,000 | 14,942,000 | 19,769,000 |
| Noninterest income | 588,000 | 1,254,000 | 2,016,000 | 2,727,000 |
| Noninterest expense | 3,302,000 | 6,425,000 | 9,731,000 | 12,870,000 |
| Provision for loan losses | 76,000 | 153,000 | 229,000 | 306,000 |
| Pretax income | 2,029,000 | 4,563,000 | 6,965,000 | 9,292,000 |
| Income tax | 367,000 | 834,000 | 1,281,000 | 1,705,000 |
| Net income | 1,662,000 | 3,729,000 | 5,684,000 | 7,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,580,000 | 61,647,000 | 58,101,000 | 58,805,000 |
| Total capital | 64,176,000 | 64,940,000 | 61,470,000 | 62,209,000 |
| Risk-weighted assets | 412,031,000 | 416,275,000 | 414,458,000 | 411,490,000 |