Call reports 2016
KILLBUCK SAVINGS BANK COMPANY, THE — 2016
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 487,147,000 | 491,463,000 | 493,736,000 | 498,642,000 |
| Total loans | 296,058,000 | 301,539,000 | 298,250,000 | 293,120,000 |
| Allowance for loan losses | 2,492,000 | 2,594,000 | 2,696,000 | 2,900,000 |
| Securities available for sale | 99,073,000 | 99,948,000 | 93,804,000 | 109,679,000 |
| Securities held to maturity | 46,230,000 | 46,131,000 | 47,593,000 | 45,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,423,000 | 430,446,000 | 438,811,000 | 445,448,000 |
| Interest-bearing deposits | 323,087,000 | 312,167,000 | 315,235,000 | 310,924,000 |
| Noninterest-bearing deposits | 111,336,000 | 118,279,000 | 123,576,000 | 134,524,000 |
| Equity capital | 51,406,000 | 51,748,000 | 53,131,000 | 52,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,042,000 | 8,196,000 | 12,427,000 | 16,517,000 |
| Interest expense | 323,000 | 628,000 | 930,000 | 1,212,000 |
| Net interest income | 3,719,000 | 7,568,000 | 11,497,000 | 15,305,000 |
| Noninterest income | 516,000 | 1,103,000 | 1,972,000 | 2,519,000 |
| Noninterest expense | 2,653,000 | 5,158,000 | 7,767,000 | 10,307,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 520,000 |
| Pretax income | 1,477,000 | 3,303,000 | 5,387,000 | 6,997,000 |
| Income tax | 393,000 | 863,000 | 1,444,000 | 1,869,000 |
| Net income | 1,084,000 | 2,440,000 | 3,943,000 | 5,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,486,000 | 49,417,000 | 50,920,000 | 51,205,000 |
| Total capital | 51,978,000 | 52,011,000 | 53,616,000 | 54,105,000 |
| Risk-weighted assets | 334,690,000 | 339,685,000 | 339,350,000 | 338,587,000 |