Call reports 2015
KILLBUCK SAVINGS BANK COMPANY, THE — 2015
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 482,174,000 | 478,147,000 | 482,197,000 | 491,092,000 |
| Total loans | 278,595,000 | 285,181,000 | 286,070,000 | 289,021,000 |
| Allowance for loan losses | 2,128,000 | 2,208,000 | 2,314,000 | 2,383,000 |
| Securities available for sale | 108,556,000 | 102,436,000 | 103,817,000 | 110,122,000 |
| Securities held to maturity | 46,172,000 | 47,355,000 | 49,561,000 | 45,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,087,000 | 427,365,000 | 430,766,000 | 440,157,000 |
| Interest-bearing deposits | 329,008,000 | 319,817,000 | 318,275,000 | 312,056,000 |
| Noninterest-bearing deposits | 102,079,000 | 107,547,000 | 112,491,000 | 128,101,000 |
| Equity capital | 49,649,000 | 49,622,000 | 50,081,000 | 49,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,774,000 | 7,705,000 | 11,671,000 | 15,645,000 |
| Interest expense | 439,000 | 849,000 | 1,208,000 | 1,539,000 |
| Net interest income | 3,335,000 | 6,856,000 | 10,463,000 | 14,106,000 |
| Noninterest income | 554,000 | 1,080,000 | 1,597,000 | 2,137,000 |
| Noninterest expense | 2,423,000 | 4,823,000 | 7,334,000 | 9,832,000 |
| Provision for loan losses | 60,000 | 135,000 | 240,000 | 345,000 |
| Pretax income | 1,474,000 | 3,046,000 | 4,554,000 | 6,134,000 |
| Income tax | 363,000 | 763,000 | 1,142,000 | 1,532,000 |
| Net income | 1,111,000 | 2,283,000 | 3,412,000 | 4,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,811,000 | 48,083,000 | 48,212,000 | 48,402,000 |
| Total capital | 49,939,000 | 50,291,000 | 50,526,000 | 50,785,000 |
| Risk-weighted assets | 315,330,000 | 321,750,000 | 324,467,000 | 328,354,000 |