Call reports 2014
KILLBUCK SAVINGS BANK COMPANY, THE — 2014
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 471,588,000 | 466,970,000 | 480,032,000 | 478,685,000 |
| Total loans | 250,400,000 | 253,771,000 | 262,969,000 | 264,835,000 |
| Allowance for loan losses | 2,349,000 | 1,989,000 | 2,055,000 | 2,068,000 |
| Securities available for sale | 121,786,000 | 116,507,000 | 117,664,000 | 116,479,000 |
| Securities held to maturity | 46,311,000 | 48,075,000 | 48,720,000 | 46,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,729,000 | 419,064,000 | 431,056,000 | 429,548,000 |
| Interest-bearing deposits | 331,048,000 | 324,506,000 | 329,511,000 | 320,146,000 |
| Noninterest-bearing deposits | 92,681,000 | 94,558,000 | 101,545,000 | 109,402,000 |
| Equity capital | 46,472,000 | 46,834,000 | 47,627,000 | 48,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,560,000 | 7,224,000 | 10,972,000 | 14,747,000 |
| Interest expense | 506,000 | 1,000,000 | 1,485,000 | 1,969,000 |
| Net interest income | 3,054,000 | 6,224,000 | 9,487,000 | 12,778,000 |
| Noninterest income | 473,000 | 966,000 | 1,470,000 | 1,951,000 |
| Noninterest expense | 2,315,000 | 4,540,000 | 6,801,000 | 9,084,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,152,000 | 2,530,000 | 3,976,000 | 5,405,000 |
| Income tax | 255,000 | 584,000 | 933,000 | 1,280,000 |
| Net income | 897,000 | 1,946,000 | 3,043,000 | 4,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,982,000 | 45,921,000 | 46,818,000 | 46,900,000 |
| Total capital | 48,331,000 | 47,910,000 | 48,873,000 | 48,968,000 |
| Risk-weighted assets | 283,537,000 | 286,899,000 | 296,980,000 | 298,033,000 |