Call reports 2013
KILLBUCK SAVINGS BANK COMPANY, THE — 2013
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 462,786,000 | 455,895,000 | 459,796,000 | 460,689,000 |
| Total loans | 244,724,000 | 245,957,000 | 249,271,000 | 247,141,000 |
| Allowance for loan losses | 2,387,000 | 2,363,000 | 2,169,000 | 2,234,000 |
| Securities available for sale | 117,272,000 | 119,396,000 | 121,317,000 | 123,291,000 |
| Securities held to maturity | 45,036,000 | 45,632,000 | 45,721,000 | 45,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,802,000 | 409,724,000 | 412,765,000 | 414,238,000 |
| Interest-bearing deposits | 334,312,000 | 322,368,000 | 324,334,000 | 322,585,000 |
| Noninterest-bearing deposits | 79,490,000 | 87,356,000 | 88,431,000 | 91,653,000 |
| Equity capital | 46,490,000 | 44,779,000 | 45,732,000 | 45,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,588,000 | 7,183,000 | 10,859,000 | 14,469,000 |
| Interest expense | 640,000 | 1,230,000 | 1,790,000 | 2,337,000 |
| Net interest income | 2,948,000 | 5,953,000 | 9,069,000 | 12,132,000 |
| Noninterest income | 481,000 | 927,000 | 1,387,000 | 1,850,000 |
| Noninterest expense | 2,301,000 | 4,607,000 | 6,861,000 | 9,166,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 1,098,000 | 2,213,000 | 3,505,000 | 4,666,000 |
| Income tax | 245,000 | 487,000 | 793,000 | 1,059,000 |
| Net income | 853,000 | 1,726,000 | 2,712,000 | 3,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,455,000 | 44,403,000 | 45,189,000 | 45,085,000 |
| Total capital | 46,842,000 | 46,766,000 | 47,358,000 | 47,319,000 |
| Risk-weighted assets | 273,866,000 | 277,730,000 | 280,294,000 | 277,035,000 |