Call reports 2012
KILLBUCK SAVINGS BANK COMPANY, THE — 2012
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 450,835,000 | 458,546,000 | 457,955,000 | 459,621,000 |
| Total loans | 231,425,000 | 234,148,000 | 237,803,000 | 242,582,000 |
| Allowance for loan losses | 2,441,000 | 2,422,000 | 2,394,000 | 2,360,000 |
| Securities available for sale | 89,460,000 | 107,079,000 | 110,434,000 | 111,077,000 |
| Securities held to maturity | 41,618,000 | 43,195,000 | 45,329,000 | 44,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,828,000 | 410,009,000 | 409,863,000 | 411,954,000 |
| Interest-bearing deposits | 324,993,000 | 323,335,000 | 329,011,000 | 326,740,000 |
| Noninterest-bearing deposits | 77,835,000 | 86,674,000 | 80,852,000 | 85,214,000 |
| Equity capital | 45,077,000 | 45,157,000 | 45,888,000 | 45,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,617,000 | 7,251,000 | 10,874,000 | 14,526,000 |
| Interest expense | 860,000 | 1,680,000 | 2,456,000 | 3,178,000 |
| Net interest income | 2,757,000 | 5,571,000 | 8,418,000 | 11,348,000 |
| Noninterest income | 375,000 | 816,000 | 1,321,000 | 1,774,000 |
| Noninterest expense | 2,220,000 | 4,482,000 | 6,706,000 | 8,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 912,000 | 1,905,000 | 3,033,000 | 4,221,000 |
| Income tax | 174,000 | 373,000 | 621,000 | 890,000 |
| Net income | 738,000 | 1,532,000 | 2,412,000 | 3,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,284,000 | 43,153,000 | 43,633,000 | 43,603,000 |
| Total capital | 45,725,000 | 45,575,000 | 46,027,000 | 45,963,000 |
| Risk-weighted assets | 256,839,000 | 262,281,000 | 266,363,000 | 269,418,000 |