Call reports 2011
KILLBUCK SAVINGS BANK COMPANY, THE — 2011
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 411,950,000 | 418,502,000 | 429,524,000 | 435,818,000 |
| Total loans | 212,203,000 | 216,741,000 | 223,539,000 | 226,608,000 |
| Allowance for loan losses | 2,668,000 | 2,675,000 | 2,277,000 | 2,275,000 |
| Securities available for sale | 76,510,000 | 77,250,000 | 84,154,000 | 97,599,000 |
| Securities held to maturity | 42,078,000 | 42,731,000 | 44,385,000 | 41,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,022,000 | 369,844,000 | 381,232,000 | 389,271,000 |
| Interest-bearing deposits | 305,968,000 | 306,822,000 | 312,898,000 | 313,188,000 |
| Noninterest-bearing deposits | 58,054,000 | 63,022,000 | 68,334,000 | 76,083,000 |
| Equity capital | 43,187,000 | 43,770,000 | 44,682,000 | 44,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,509,000 | 7,070,000 | 10,709,000 | 14,411,000 |
| Interest expense | 985,000 | 1,964,000 | 2,905,000 | 3,812,000 |
| Net interest income | 2,524,000 | 5,106,000 | 7,804,000 | 10,599,000 |
| Noninterest income | 393,000 | 817,000 | 1,512,000 | 1,925,000 |
| Noninterest expense | 2,288,000 | 4,494,000 | 6,702,000 | 8,952,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 629,000 | 1,429,000 | 2,614,000 | 3,572,000 |
| Income tax | 53,000 | 192,000 | 445,000 | 636,000 |
| Net income | 576,000 | 1,237,000 | 2,169,000 | 2,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,210,000 | 41,947,000 | 42,779,000 | 42,546,000 |
| Total capital | 44,878,000 | 44,622,000 | 45,056,000 | 44,821,000 |
| Risk-weighted assets | 236,195,000 | 239,367,000 | 249,685,000 | 253,623,000 |