Call reports 2010
KILLBUCK SAVINGS BANK COMPANY, THE — 2010
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 374,664,000 | 376,125,000 | 395,019,000 | 404,244,000 |
| Total loans | 211,551,000 | 209,643,000 | 210,625,000 | 208,060,000 |
| Allowance for loan losses | 2,459,000 | 2,624,000 | 2,662,000 | 2,665,000 |
| Securities available for sale | 58,589,000 | 68,111,000 | 62,354,000 | 75,485,000 |
| Securities held to maturity | 37,112,000 | 39,045,000 | 40,580,000 | 39,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,801,000 | 326,762,000 | 345,516,000 | 356,276,000 |
| Interest-bearing deposits | 271,119,000 | 273,096,000 | 288,425,000 | 293,121,000 |
| Noninterest-bearing deposits | 54,682,000 | 53,666,000 | 57,091,000 | 63,155,000 |
| Equity capital | 42,912,000 | 43,155,000 | 43,819,000 | 42,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,685,000 | 7,421,000 | 11,098,000 | 14,761,000 |
| Interest expense | 995,000 | 2,002,000 | 3,034,000 | 4,068,000 |
| Net interest income | 2,690,000 | 5,419,000 | 8,064,000 | 10,693,000 |
| Noninterest income | 640,000 | 1,093,000 | 1,585,000 | 2,159,000 |
| Noninterest expense | 2,197,000 | 4,225,000 | 6,506,000 | 8,623,000 |
| Provision for loan losses | 0 | 155,000 | 215,000 | 215,000 |
| Pretax income | 1,133,000 | 2,132,000 | 2,928,000 | 4,014,000 |
| Income tax | 174,000 | 344,000 | 428,000 | 690,000 |
| Net income | 959,000 | 1,788,000 | 2,500,000 | 3,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,420,000 | 41,298,000 | 42,011,000 | 41,835,000 |
| Total capital | 43,879,000 | 43,922,000 | 44,673,000 | 44,500,000 |
| Risk-weighted assets | 231,450,000 | 232,905,000 | 232,139,000 | 231,481,000 |