Call reports 2009
KILLBUCK SAVINGS BANK COMPANY, THE — 2009
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 345,095,000 | 343,780,000 | 347,152,000 | 371,270,000 |
| Total loans | 207,126,000 | 207,206,000 | 207,696,000 | 210,287,000 |
| Allowance for loan losses | 2,526,000 | 2,506,000 | 2,464,000 | 2,441,000 |
| Securities available for sale | 64,007,000 | 61,488,000 | 58,301,000 | 64,841,000 |
| Securities held to maturity | 33,441,000 | 34,194,000 | 36,094,000 | 35,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,623,000 | 294,754,000 | 297,104,000 | 321,341,000 |
| Interest-bearing deposits | 245,790,000 | 243,001,000 | 245,606,000 | 257,717,000 |
| Noninterest-bearing deposits | 48,833,000 | 51,753,000 | 51,499,000 | 63,624,000 |
| Equity capital | 42,245,000 | 42,159,000 | 42,659,000 | 42,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,085,000 | 8,098,000 | 11,953,000 | 15,722,000 |
| Interest expense | 1,214,000 | 2,350,000 | 3,435,000 | 4,475,000 |
| Net interest income | 2,871,000 | 5,748,000 | 8,518,000 | 11,247,000 |
| Noninterest income | 414,000 | 903,000 | 1,358,000 | 1,801,000 |
| Noninterest expense | 2,204,000 | 4,401,000 | 6,663,000 | 9,013,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 1,080,000 | 2,248,000 | 3,211,000 | 4,033,000 |
| Income tax | 229,000 | 510,000 | 710,000 | 856,000 |
| Net income | 851,000 | 1,738,000 | 2,501,000 | 3,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,235,000 | 40,222,000 | 40,785,000 | 40,460,000 |
| Total capital | 42,761,000 | 42,728,000 | 43,249,000 | 42,901,000 |
| Risk-weighted assets | 231,538,000 | 227,056,000 | 228,436,000 | 230,326,000 |