Call reports 2008
KILLBUCK SAVINGS BANK COMPANY, THE — 2008
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 339,336,000 | 337,817,000 | 338,536,000 | 340,570,000 |
| Total loans | 203,962,000 | 200,720,000 | 200,777,000 | 202,975,000 |
| Allowance for loan losses | 2,501,000 | 2,486,000 | 2,483,000 | 2,525,000 |
| Securities available for sale | 53,639,000 | 52,582,000 | 56,277,000 | 50,939,000 |
| Securities held to maturity | 30,481,000 | 31,134,000 | 32,651,000 | 32,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,141,000 | 288,378,000 | 288,391,000 | 289,230,000 |
| Interest-bearing deposits | 239,651,000 | 236,359,000 | 235,802,000 | 233,786,000 |
| Noninterest-bearing deposits | 49,490,000 | 52,019,000 | 52,589,000 | 55,444,000 |
| Equity capital | 40,934,000 | 40,688,000 | 41,713,000 | 41,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,020,000 | 9,731,000 | 14,306,000 | 18,690,000 |
| Interest expense | 1,925,000 | 3,618,000 | 5,143,000 | 6,514,000 |
| Net interest income | 3,095,000 | 6,113,000 | 9,163,000 | 12,176,000 |
| Noninterest income | 433,000 | 1,123,000 | 1,556,000 | 1,961,000 |
| Noninterest expense | 2,235,000 | 4,249,000 | 6,424,000 | 8,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 61,000 |
| Pretax income | 1,314,000 | 2,987,000 | 4,295,000 | 5,630,000 |
| Income tax | 316,000 | 642,000 | 841,000 | 1,128,000 |
| Net income | 998,000 | 2,345,000 | 3,454,000 | 4,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,729,000 | 39,077,000 | 39,985,000 | 39,584,000 |
| Total capital | 41,230,000 | 41,563,000 | 42,468,000 | 42,109,000 |
| Risk-weighted assets | 229,420,000 | 227,689,000 | 229,787,000 | 227,042,000 |