Call reports 2007
KILLBUCK SAVINGS BANK COMPANY, THE — 2007
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 320,052,000 | 321,733,000 | 331,559,000 | 335,293,000 |
| Total loans | 206,407,000 | 205,383,000 | 202,544,000 | 199,200,000 |
| Allowance for loan losses | 2,390,000 | 2,471,000 | 2,549,000 | 2,510,000 |
| Securities available for sale | 36,724,000 | 38,371,000 | 45,756,000 | 53,116,000 |
| Securities held to maturity | 31,571,000 | 32,459,000 | 33,155,000 | 29,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,996,000 | 273,096,000 | 280,499,000 | 285,670,000 |
| Interest-bearing deposits | 225,906,000 | 225,071,000 | 230,835,000 | 232,674,000 |
| Noninterest-bearing deposits | 45,090,000 | 48,025,000 | 49,664,000 | 52,996,000 |
| Equity capital | 39,825,000 | 40,120,000 | 40,917,000 | 39,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,260,000 | 10,709,000 | 16,160,000 | 21,523,000 |
| Interest expense | 1,868,000 | 3,884,000 | 5,972,000 | 8,068,000 |
| Net interest income | 3,392,000 | 6,825,000 | 10,188,000 | 13,455,000 |
| Noninterest income | 368,000 | 758,000 | 1,179,000 | 1,621,000 |
| Noninterest expense | 2,160,000 | 4,009,000 | 6,117,000 | 8,090,000 |
| Provision for loan losses | 5,000 | 67,000 | 127,000 | 127,000 |
| Pretax income | 1,595,000 | 3,507,000 | 5,123,000 | 6,860,000 |
| Income tax | 422,000 | 982,000 | 1,420,000 | 1,914,000 |
| Net income | 1,173,000 | 2,525,000 | 3,703,000 | 4,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,460,000 | 38,911,000 | 39,389,000 | 38,032,000 |
| Total capital | 40,850,000 | 41,382,000 | 41,938,000 | 40,542,000 |
| Risk-weighted assets | 222,562,000 | 223,405,000 | 223,814,000 | 221,191,000 |