Call reports 2006
KILLBUCK SAVINGS BANK COMPANY, THE — 2006
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 299,856,000 | 293,410,000 | 301,897,000 | 313,177,000 |
| Total loans | 208,150,000 | 199,241,000 | 199,528,000 | 194,498,000 |
| Allowance for loan losses | 2,436,000 | 2,394,000 | 2,428,000 | 2,394,000 |
| Securities available for sale | 16,093,000 | 23,640,000 | 25,862,000 | 34,753,000 |
| Securities held to maturity | 31,942,000 | 32,897,000 | 33,014,000 | 29,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,579,000 | 244,884,000 | 253,764,000 | 264,587,000 |
| Interest-bearing deposits | 203,620,000 | 199,358,000 | 206,280,000 | 214,780,000 |
| Noninterest-bearing deposits | 47,959,000 | 45,526,000 | 47,484,000 | 49,807,000 |
| Equity capital | 37,248,000 | 37,721,000 | 39,111,000 | 38,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,672,000 | 9,588,000 | 14,656,000 | 19,884,000 |
| Interest expense | 1,257,000 | 2,646,000 | 4,174,000 | 5,920,000 |
| Net interest income | 3,415,000 | 6,942,000 | 10,482,000 | 13,964,000 |
| Noninterest income | 332,000 | 686,000 | 1,031,000 | 1,444,000 |
| Noninterest expense | 2,097,000 | 3,979,000 | 5,986,000 | 7,919,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 213,000 |
| Pretax income | 1,590,000 | 3,529,000 | 5,407,000 | 7,276,000 |
| Income tax | 422,000 | 981,000 | 1,490,000 | 2,012,000 |
| Net income | 1,168,000 | 2,548,000 | 3,917,000 | 5,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,015,000 | 36,620,000 | 37,789,000 | 37,486,000 |
| Total capital | 38,451,000 | 39,014,000 | 40,217,000 | 39,880,000 |
| Risk-weighted assets | 213,815,000 | 207,714,000 | 212,590,000 | 210,549,000 |