Call reports 2005
KILLBUCK SAVINGS BANK COMPANY, THE — 2005
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 287,837,000 | 285,765,000 | 293,217,000 | 298,018,000 |
| Total loans | 216,803,000 | 217,836,000 | 213,610,000 | 208,649,000 |
| Allowance for loan losses | 2,444,000 | 2,521,000 | 2,332,000 | 2,313,000 |
| Securities available for sale | 9,497,000 | 8,318,000 | 8,577,000 | 14,307,000 |
| Securities held to maturity | 36,043,000 | 35,272,000 | 34,852,000 | 30,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,802,000 | 240,595,000 | 244,937,000 | 250,657,000 |
| Interest-bearing deposits | 198,214,000 | 197,036,000 | 198,691,000 | 200,135,000 |
| Noninterest-bearing deposits | 42,588,000 | 43,559,000 | 46,246,000 | 50,522,000 |
| Equity capital | 35,775,000 | 36,150,000 | 36,859,000 | 36,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,725,000 | 12,005,000 | 16,541,000 |
| Interest expense | 865,000 | 1,863,000 | 2,962,000 | 4,169,000 |
| Net interest income | 2,869,000 | 5,862,000 | 9,043,000 | 12,372,000 |
| Noninterest income | 344,000 | 730,000 | 1,022,000 | 1,337,000 |
| Noninterest expense | 2,044,000 | 3,757,000 | 5,658,000 | 7,506,000 |
| Provision for loan losses | 75,000 | 150,000 | 180,000 | 377,000 |
| Pretax income | 1,094,000 | 2,685,000 | 4,227,000 | 5,826,000 |
| Income tax | 249,000 | 673,000 | 1,076,000 | 1,548,000 |
| Net income | 845,000 | 2,012,000 | 3,151,000 | 4,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,463,000 | 34,830,000 | 35,569,000 | 35,447,000 |
| Total capital | 36,907,000 | 37,351,000 | 37,901,000 | 37,760,000 |
| Risk-weighted assets | 215,044,000 | 210,893,000 | 211,776,000 | 219,240,000 |