Call reports 2002
KILLBUCK SAVINGS BANK COMPANY, THE — 2002
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 282,062,000 | 279,799,000 | 283,668,000 | 283,783,000 |
| Total loans | 156,210,000 | 163,382,000 | 168,869,000 | 175,228,000 |
| Allowance for loan losses | 2,291,000 | 2,240,000 | 2,330,000 | 2,326,000 |
| Securities available for sale | 53,838,000 | 43,385,000 | 36,435,000 | 39,048,000 |
| Securities held to maturity | 40,698,000 | 43,057,000 | 43,014,000 | 41,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,079,000 | 237,312,000 | 239,955,000 | 239,189,000 |
| Interest-bearing deposits | 206,797,000 | 202,260,000 | 204,884,000 | 203,288,000 |
| Noninterest-bearing deposits | 32,282,000 | 35,052,000 | 35,071,000 | 35,901,000 |
| Equity capital | 33,017,000 | 33,286,000 | 33,913,000 | 34,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,109,000 | 8,099,000 | 11,979,000 | 15,770,000 |
| Interest expense | 1,675,000 | 3,197,000 | 4,631,000 | 5,926,000 |
| Net interest income | 2,434,000 | 4,902,000 | 7,348,000 | 9,844,000 |
| Noninterest income | 257,000 | 515,000 | 814,000 | 1,156,000 |
| Noninterest expense | 1,589,000 | 3,314,000 | 4,905,000 | 6,637,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 210,000 |
| Pretax income | 1,057,000 | 2,013,000 | 3,107,000 | 4,153,000 |
| Income tax | 254,000 | 455,000 | 683,000 | 935,000 |
| Net income | 803,000 | 1,558,000 | 2,424,000 | 3,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,557,000 | 31,462,000 | 32,028,000 | 32,197,000 |
| Total capital | 33,640,000 | 33,662,000 | 34,293,000 | 34,480,000 |
| Risk-weighted assets | 168,449,000 | 178,357,000 | 183,242,000 | 184,719,000 |