Call reports 2001
KILLBUCK SAVINGS BANK COMPANY, THE — 2001
What KILLBUCK SAVINGS BANK COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 265,668,000 | 266,468,000 | 276,100,000 | 281,848,000 |
| Total loans | 154,718,000 | 153,770,000 | 152,199,000 | 152,415,000 |
| Allowance for loan losses | 2,209,000 | 2,292,000 | 2,352,000 | 2,261,000 |
| Securities available for sale | 34,779,000 | 42,400,000 | 43,758,000 | 51,420,000 |
| Securities held to maturity | 36,702,000 | 38,795,000 | 39,897,000 | 39,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,061,000 | 224,880,000 | 232,369,000 | 238,456,000 |
| Interest-bearing deposits | 194,864,000 | 194,970,000 | 200,687,000 | 205,969,000 |
| Noninterest-bearing deposits | 28,197,000 | 29,910,000 | 31,682,000 | 32,487,000 |
| Equity capital | 32,108,000 | 31,784,000 | 32,810,000 | 32,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,966,000 | 9,850,000 | 14,475,000 | 18,815,000 |
| Interest expense | 2,538,000 | 4,966,000 | 7,242,000 | 9,236,000 |
| Net interest income | 2,428,000 | 4,884,000 | 7,233,000 | 9,579,000 |
| Noninterest income | 191,000 | 406,000 | 623,000 | 940,000 |
| Noninterest expense | 1,562,000 | 3,192,000 | 4,750,000 | 6,409,000 |
| Provision for loan losses | 83,000 | 173,000 | 263,000 | 263,000 |
| Pretax income | 974,000 | 1,925,000 | 2,843,000 | 3,847,000 |
| Income tax | 249,000 | 466,000 | 673,000 | 903,000 |
| Net income | 725,000 | 1,459,000 | 2,170,000 | 2,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,323,000 | 29,913,000 | 30,652,000 | 30,754,000 |
| Total capital | 32,468,000 | 32,035,000 | 32,790,000 | 32,755,000 |
| Risk-weighted assets | 171,535,000 | 169,581,000 | 171,345,000 | 160,054,000 |