Call reports 2026
COMMUNITY BANK OWATONNA — 2026
What COMMUNITY BANK OWATONNA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 100,432,000 | 103,259,000 |
| Total loans | 73,403,000 | 73,186,000 |
| Allowance for loan losses | 693,000 | 717,000 |
| Securities available for sale | 17,720,000 | 17,562,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 92,239,000 | 94,652,000 |
| Interest-bearing deposits | 75,179,000 | 77,705,000 |
| Noninterest-bearing deposits | 17,060,000 | 16,947,000 |
| Equity capital | 6,933,000 | 7,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,320,000 | 2,737,000 |
| Interest expense | 507,000 | 1,028,000 |
| Net interest income | 813,000 | 1,709,000 |
| Noninterest income | 60,000 | 124,000 |
| Noninterest expense | 573,000 | 1,232,000 |
| Provision for loan losses | 24,000 | 48,000 |
| Pretax income | 283,000 | 560,000 |
| Income tax | 74,000 | 154,000 |
| Net income | 209,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,051,000 | 8,249,000 |
| Total capital | 8,749,000 | 8,971,000 |
| Risk-weighted assets | 72,687,000 | 73,640,000 |