Call reports 2020
SELECT BANK & TRUST COMPANY — 2020
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,262,470,000 | 1,618,163,000 | 1,764,587,000 | 1,723,148,000 |
| Total loans | 1,041,120,000 | 1,253,454,000 | 1,286,402,000 | 1,306,448,000 |
| Allowance for loan losses | 10,586,000 | 12,054,000 | 13,561,000 | 14,108,000 |
| Securities available for sale | 64,738,000 | 62,958,000 | 87,434,000 | 194,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,002,248,000 | 1,356,887,000 | 1,489,410,000 | 1,500,320,000 |
| Interest-bearing deposits | 732,620,000 | 938,655,000 | 1,064,571,000 | 1,089,900,000 |
| Noninterest-bearing deposits | 269,628,000 | 418,232,000 | 424,839,000 | 410,420,000 |
| Equity capital | 198,402,000 | 199,492,000 | 202,001,000 | 206,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,273,000 | 28,851,000 | 44,785,000 | 63,594,000 |
| Interest expense | 2,599,000 | 5,148,000 | 7,786,000 | 10,395,000 |
| Net interest income | 11,674,000 | 23,703,000 | 36,999,000 | 53,199,000 |
| Noninterest income | 1,246,000 | 2,310,000 | 3,611,000 | 4,781,000 |
| Noninterest expense | 8,866,000 | 18,806,000 | 28,327,000 | 39,857,000 |
| Provision for loan losses | 2,273,000 | 4,206,000 | 5,844,000 | 6,244,000 |
| Pretax income | 1,781,000 | 3,001,000 | 6,439,000 | 11,879,000 |
| Income tax | 354,000 | 576,000 | 1,306,000 | 2,495,000 |
| Net income | 1,427,000 | 2,425,000 | 5,133,000 | 9,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,496,000 | 153,747,000 | 156,674,000 | 160,137,000 |
| Total capital | 181,082,000 | 165,801,000 | 170,235,000 | 174,245,000 |
| Risk-weighted assets | 1,137,470,000 | 1,278,810,000 | 1,309,269,000 | 1,402,266,000 |