Call reports 2019
SELECT BANK & TRUST COMPANY — 2019
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,241,229,000 | 1,315,996,000 | 1,268,706,000 | 1,274,031,000 |
| Total loans | 992,155,000 | 997,888,000 | 1,016,642,000 | 1,030,902,000 |
| Allowance for loan losses | 8,510,000 | 8,303,000 | 8,056,000 | 8,324,000 |
| Securities available for sale | 86,727,000 | 83,102,000 | 76,941,000 | 72,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 985,465,000 | 1,063,804,000 | 1,012,615,000 | 1,015,032,000 |
| Interest-bearing deposits | 710,704,000 | 777,584,000 | 743,784,000 | 752,533,000 |
| Noninterest-bearing deposits | 274,761,000 | 286,220,000 | 268,831,000 | 262,499,000 |
| Equity capital | 185,338,000 | 189,625,000 | 193,247,000 | 196,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,157,000 | 28,841,000 | 43,975,000 | 58,901,000 |
| Interest expense | 2,446,000 | 5,175,000 | 8,178,000 | 10,994,000 |
| Net interest income | 11,711,000 | 23,666,000 | 35,797,000 | 47,907,000 |
| Noninterest income | 975,000 | 2,065,000 | 3,228,000 | 4,397,000 |
| Noninterest expense | 7,940,000 | 16,383,000 | 24,904,000 | 33,446,000 |
| Provision for loan losses | 112,000 | -95,000 | 136,000 | 438,000 |
| Pretax income | 4,634,000 | 9,443,000 | 14,033,000 | 18,468,000 |
| Income tax | 1,008,000 | 2,055,000 | 3,055,000 | 4,006,000 |
| Net income | 3,626,000 | 7,388,000 | 10,978,000 | 14,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,593,000 | 161,124,000 | 164,842,000 | 168,899,000 |
| Total capital | 166,103,000 | 169,427,000 | 172,898,000 | 177,223,000 |
| Risk-weighted assets | 1,077,177,000 | 1,086,631,000 | 1,106,741,000 | 1,129,576,000 |