Call reports 2018
SELECT BANK & TRUST COMPANY — 2018
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,221,583,000 | 1,215,714,000 | 1,251,166,000 | 1,257,836,000 |
| Total loans | 978,717,000 | 993,233,000 | 994,102,000 | 986,620,000 |
| Allowance for loan losses | 8,957,000 | 9,527,000 | 9,089,000 | 8,669,000 |
| Securities available for sale | 59,326,000 | 55,733,000 | 52,264,000 | 51,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,009,755,000 | 993,802,000 | 1,009,137,000 | 1,015,376,000 |
| Interest-bearing deposits | 775,792,000 | 756,691,000 | 731,895,000 | 733,421,000 |
| Noninterest-bearing deposits | 233,963,000 | 237,111,000 | 277,242,000 | 281,955,000 |
| Equity capital | 144,447,000 | 147,219,000 | 176,538,000 | 181,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,886,000 | 28,209,000 | 42,710,000 | 57,381,000 |
| Interest expense | 1,903,000 | 4,029,000 | 6,420,000 | 8,925,000 |
| Net interest income | 11,983,000 | 24,180,000 | 36,290,000 | 48,456,000 |
| Noninterest income | 879,000 | 1,813,000 | 2,684,000 | 3,656,000 |
| Noninterest expense | 9,957,000 | 18,204,000 | 25,739,000 | 33,317,000 |
| Provision for loan losses | 141,000 | 698,000 | 239,000 | -156,000 |
| Pretax income | 2,764,000 | 7,091,000 | 12,996,000 | 18,951,000 |
| Income tax | 600,000 | 1,558,000 | 2,879,000 | 4,172,000 |
| Net income | 2,164,000 | 5,533,000 | 10,117,000 | 14,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,598,000 | 118,838,000 | 148,575,000 | 153,838,000 |
| Total capital | 124,555,000 | 128,365,000 | 157,664,000 | 162,507,000 |
| Risk-weighted assets | 1,065,627,000 | 1,067,694,000 | 1,045,447,000 | 1,051,555,000 |