Call reports 2017
SELECT BANK & TRUST COMPANY — 2017
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 879,040,000 | 905,860,000 | 922,134,000 | 1,193,153,000 |
| Total loans | 706,758,000 | 738,021,000 | 763,432,000 | 982,724,000 |
| Allowance for loan losses | 8,022,000 | 8,488,000 | 8,647,000 | 8,834,000 |
| Securities available for sale | 60,408,000 | 56,852,000 | 53,705,000 | 63,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,419,000 | 739,668,000 | 775,944,000 | 1,007,661,000 |
| Interest-bearing deposits | 545,822,000 | 571,017,000 | 601,791,000 | 767,978,000 |
| Noninterest-bearing deposits | 167,597,000 | 168,651,000 | 174,153,000 | 239,683,000 |
| Equity capital | 113,991,000 | 115,517,000 | 116,396,000 | 142,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,186,000 | 18,750,000 | 28,883,000 | 39,961,000 |
| Interest expense | 952,000 | 2,048,000 | 3,300,000 | 4,697,000 |
| Net interest income | 8,234,000 | 16,702,000 | 25,583,000 | 35,264,000 |
| Noninterest income | 620,000 | 1,328,000 | 1,709,000 | 2,136,000 |
| Noninterest expense | 5,629,000 | 11,476,000 | 17,453,000 | 25,974,000 |
| Provision for loan losses | -194,000 | 890,000 | 1,091,000 | 1,367,000 |
| Pretax income | 3,419,000 | 5,664,000 | 8,748,000 | 10,060,000 |
| Income tax | 1,149,000 | 1,882,000 | 3,002,000 | 6,017,000 |
| Net income | 2,270,000 | 3,782,000 | 5,746,000 | 4,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,077,000 | 107,577,000 | 108,527,000 | 114,979,000 |
| Total capital | 114,099,000 | 116,065,000 | 117,174,000 | 123,813,000 |
| Risk-weighted assets | 803,189,000 | 832,820,000 | 864,103,000 | 1,088,558,000 |