Call reports 2015
SELECT BANK & TRUST COMPANY — 2015
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 747,751,000 | 741,846,000 | 785,927,000 | 816,474,000 |
| Total loans | 558,923,000 | 573,729,000 | 597,969,000 | 617,398,000 |
| Allowance for loan losses | 6,919,000 | 6,842,000 | 7,032,000 | 7,021,000 |
| Securities available for sale | 101,265,000 | 86,937,000 | 84,123,000 | 80,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,213,000 | 581,486,000 | 621,322,000 | 651,286,000 |
| Interest-bearing deposits | 468,000,000 | 446,064,000 | 472,773,000 | 502,857,000 |
| Noninterest-bearing deposits | 135,213,000 | 135,421,000 | 148,549,000 | 148,430,000 |
| Equity capital | 108,216,000 | 109,544,000 | 111,275,000 | 112,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,291,000 | 16,621,000 | 25,138,000 | 33,619,000 |
| Interest expense | 867,000 | 1,628,000 | 2,432,000 | 3,244,000 |
| Net interest income | 7,424,000 | 14,993,000 | 22,706,000 | 30,375,000 |
| Noninterest income | 705,000 | 1,412,000 | 1,818,000 | 2,542,000 |
| Noninterest expense | 5,318,000 | 10,809,000 | 16,285,000 | 21,583,000 |
| Provision for loan losses | 130,000 | -9,000 | 384,000 | 890,000 |
| Pretax income | 2,766,000 | 5,823,000 | 8,073,000 | 10,776,000 |
| Income tax | 957,000 | 2,125,000 | 2,954,000 | 3,692,000 |
| Net income | 1,809,000 | 3,698,000 | 5,119,000 | 7,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,101,000 | 101,464,000 | 102,872,000 | 104,752,000 |
| Total capital | 106,020,000 | 108,307,000 | 109,904,000 | 111,773,000 |
| Risk-weighted assets | 637,134,000 | 665,049,000 | 701,862,000 | 722,611,000 |