Call reports 2012
SELECT BANK & TRUST COMPANY — 2012
What SELECT BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 579,649,000 | 563,261,000 | 577,438,000 | 585,137,000 |
| Total loans | 401,312,000 | 390,403,000 | 386,096,000 | 367,892,000 |
| Allowance for loan losses | 9,568,000 | 8,510,000 | 8,588,000 | 7,897,000 |
| Securities available for sale | 72,901,000 | 71,808,000 | 67,339,000 | 81,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,830,000 | 472,778,000 | 482,833,000 | 499,996,000 |
| Interest-bearing deposits | 412,815,000 | 398,501,000 | 404,498,000 | 406,294,000 |
| Noninterest-bearing deposits | 79,015,000 | 74,277,000 | 78,335,000 | 93,702,000 |
| Equity capital | 62,021,000 | 63,274,000 | 64,061,000 | 64,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,690,000 | 13,076,000 | 19,343,000 | 25,401,000 |
| Interest expense | 1,690,000 | 3,295,000 | 4,839,000 | 6,314,000 |
| Net interest income | 5,000,000 | 9,781,000 | 14,504,000 | 19,087,000 |
| Noninterest income | 449,000 | 1,088,000 | 1,452,000 | 2,309,000 |
| Noninterest expense | 4,034,000 | 8,083,000 | 11,851,000 | 15,885,000 |
| Provision for loan losses | -2,136,000 | -2,786,000 | -2,597,000 | -2,597,000 |
| Pretax income | 3,493,000 | 5,449,000 | 6,528,000 | 7,885,000 |
| Income tax | 1,315,000 | 2,037,000 | 2,414,000 | 2,967,000 |
| Net income | 2,178,000 | 3,412,000 | 4,114,000 | 4,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,095,000 | 56,503,000 | 57,286,000 | 60,791,000 |
| Total capital | 60,543,000 | 61,849,000 | 62,696,000 | 65,909,000 |
| Risk-weighted assets | 431,716,000 | 424,533,000 | 429,642,000 | 405,935,000 |